Providers of Investment Advisory Services are required by federal law to inform their clients of their policies regarding privacy of client information. As you may not know, the professional standards of confidentiality that we adhere to because of our legal and public accounting backgrounds are even more stringent than those required by the law. Therefore, we have always protected your right to privacy. Having said that, we want to reiterate the following:
Types of Nonpublic Personal Information We Collect
We collect nonpublic personal information about you that is provided to us by you or obtained by us with your authorization. This includes information regarding your net worth, investment assets and income levels and your transactions with us and with others.
Parties to Whom We Disclose Information
For current and former clients, we do not disclose any nonpublic personal information obtained in the course of our practice except as required or permitted by law. Permitted disclosures include, for instance, providing information to our employees, and in limited situations, to unrelated third
parties (e.g., your attorney, banker or other lender, securities broker, CPA, trust company, or other advisor) who need to know that information to assist us in providing services to you. In all situations, we stress the confidential nature of information being shared.
Protecting the Confidentiality and Security of Current and Former Clients’ Information
We retain records relating to professional services that we provide so that we are better able to assist you with your professional needs and, in some cases, to comply with professional or regulatory guidelines. In order to guard your nonpublic personal information, we restrict access to nonpublic personal information about you to our employees, on a need to know basis, and to others, such as your securities broker, who need to know the information in order for us to provide you with financial services as we agreed. We also maintain physical, electronic and procedural safeguards that comply with our professional standards.